Merchant cash advance- A merchant cash advance is not a loan.  We are purchasing your future sales at a discount for a flat fee, there is no interest rate.  You repay the advance via a percentage of your future sales.  There is no fixed repayment period!  The payments can be made as daily or weekly ACH payments, or as a percentage of credit card sales.  We will analyze your business cash flow to determine the most affordable payment for you .  

Line of credit- A business line of credit is flexible “revolving” capital that works almost like a credit card, except you get access to cash and, in some cases, lower APRs.

Invoice factoring- Invoice Factoring is a financial transaction and a type of debtor finance in which a business sells its accounts receivable (invoices) to a third party (factoring company) at a discount. A business will sometimes factor its receivable assets to meet its present and immediate cash needs. It might also factor their invoices to mitigate credit risk. Factoring is commonly referred to as accounts receivable factoring, invoice factoring and sometimes erroneously accounts receivable financing.

 

 

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